“Your customer doesn’t care how much you know, until they know how much you Care”
– Damon Richards
2. Life Assurance
Guarantee your family’s future with the right insurance and savings solutions, no matter what life might bring. At Bridgecap Insurance Agency Ltd, we do everything we can to ensure that you are properly covered for all life’s important moments.
Our life insurance cover offers maximum choice and flexibility as well as higher cover amounts at attractive rates. You can combine life insurance, disability cover, severe illness cover and income protection with additional offerings, such as accident cover. The type and level of cover you need depends on your personal needs and circumstances. We recommend that you speak to our financial planners to help you select the most appropriate cover.
Whether you need life insurance to ensure your family and other dependants are financially secure in the event of your death, or funeral cover to lessen the burden on your loved ones, we can help. We can also assist you with saving for that social event, vacation or your child’s education.
2.1 Ordinary Life Assurance
Term assurance– provides payment of the sum assured on death within a specified term.
Endowment assurance– provides financial benefit for the policyholder after maturity or financial protection for the dependants in case the life assured dies while the policy is still in force.
Whole life assurance– provides payment of the sum assured on the death of the assured and although premium payment may cease at retirement, the policy will still be in force.
2.2 Group Life Assurance
Taken by employers to provide a benefit to the dependents of employees who die in service. Lives assured are covered for as long as they remain part of the group and ceases once they leave.